1351 days and counting the Dollars and no doubt extra days on the planet. I have enjoyed tossing some of the $30000 saved into my mortgages and some on trips, shoes, clothes and expensive bling. Besides, anything I spend is pretty much what would have been in an ash tray. I call it Ash Money. Much less stress when there is money in the bank. I wonder how many on this site feel stress pangs because of diminished funds in the bank. Being able to direct Ash Money to where it brings greater relief and happiness is something new after 45 years of "enjoying" cigarettes. Quitters, give yourselves a break. Give yourselves a pay rise much bigger than your employer will likely come up with. I quite enjoy the stray $900 a month "pay rise".
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