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Day 3
So they tell me that Day 3, Week 3 and Month 3 are the hardest...
I really dont care!!.. In 3 days my husband and I have saved $104 between us... Crazy crazy money..
If I am cranky, I am sorry... I am really am trying not to be cranky!!.
I'm excited by how much money we will save in the next 12 months.. Enough to pay off my credit card debt... Can you believe that?

one day at a time :) sometimes less right LOL well done keep up the good work !!
IC

Do you think that maybe your credit card debt is due to money paid for cigarettes? Stick with your plan and you will be seeing that debt disappear. Wish you well.
You might just be right Lia... We paid for a lot of renovations on that card that we may have been able to pay cash for if we were not smoking.